How Does My Life Insurance Provider Keep Up To Date With My Health?
Posted: August 27, 2019
The right to privacy is a bedrock of American values. However, for purposes of life insurance, privacy does not extend far. Your insurance company receives information from your healthcare providers and other sources and shares it with other insurers. Lifestyle changes and health conditions can affect your policy and rates. How Can Health Information Affect Your Life Insurance Policy? Insurance companies use underwriting standards to...
How Many Of My Employees Need Key Person Insurance?
Posted: August 22, 2019
Key person insurance can help protect your business in the same way that life insurance helps protect your family. The most valuable asset of any business is its people, and a company can become dependent on certain key persons for its success. If you have executives or employees who are critical to your business, you need key person insurance as part of your business insurance...
Why Do I Need Separate Flood/Earthquake Insurance?
Posted: August 20, 2019
A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...
Am I Too Young To Start Paying For Life Insurance?
Posted: August 13, 2019
People in their 20s and 30s may believe that they are too young to need life insurance. In some cases, they may put off purchasing life insurance to pay off other debts. The truth is that buying life insurance young can save you money. Typically, the younger you are when you purchase a policy, the less you will pay in premiums. Why It Is Cheaper...
Understanding Workers' Comp
Posted: August 8, 2019
Workers’ comp is not a perfect system, and sometimes things can wrong or fall through the cracks. If an employee filed a valid claim, workers’ comp should cover all their medical expenses resulting from the work-related injury. If anything goes wrong with this process, it is important to find out what went wrong with the claim and get it corrected. How Does An Employee File...